Appraisal services for Conway and Horry County homeowners

The top seven reasons why SC homeowners call on CK Appraisals:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a SC property tax assessment
  3. To cut a mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a SC divorce, when property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate

Do you own a home in or near Conway? Do you need help determining the price of your real estate?
Contact CK Appraisals.

At CK Appraisals, we understand the special needs of a customer in need of appraisal services. Our usual business clients get the appraisal process and the customary reporting formats. Being a person not in the real estate industry that most likely doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at CK Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. At CK Appraisals, we're experts in helping folks just like you dismiss unwanted and unneeded PMI insurance.

Challenging property tax assessments

If you live in a region that is declining or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting a professional appraisal from CK Appraisals is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be annoying from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. CK Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from CK Appraisals can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.